The following information was adapted from the Alabama Association for Justice Tornado Assistance Reference Guide and www.fema.gov.
Frequently Asked FEMA Questions
FEMA DISASTER CENTERS- There are currently 38 counties designated for FEMA disaster assistance and 11 disaster centers open in Alabama.
1. Bessemer -Union Hill Baptist Church
2. Coaling- Coaling Town Hall
3. Cordova- Cordova High School
4. Cullman- 1701 Second Ave. Southwest
5. Fultondale -Old Ashley Furniture Store
6. Geiger- Geiger Town Hall
7. Linden -National Guard Armory
8. Rainsville -Tom Bevill Center
9. Russellville- Parks and Recreation Center
10. Tuscaloosa - 951 26th St. East
11. Warrior -National Guard Armory
FEMA disaster assistance is provided to individuals in the following categories:
1. Disaster housing
2. Disaster grants
3. Low-interest disaster loans
4. Crisis counseling, unemployment, legal aid, income taxes, VA benefits and SS benefits
FEMA does not cover losses to anyone covered by private insurance. Individuals have up to 12 months to submit insurance information for review.
However, FEMA disaster assistance is available to individuals who have insurance and who have filed claims with their insurance companies if
1) the insurance settlement is delayed
2) the insurance settlement is insufficient to meet disaster-related needs
3) insured has exhausted all additional living expenses provided by their insurance company
4) insured is unable to locate rental resources in their county
FEMA disaster assistance includes the following for Housing Needs:
1) Money for temporary housing or government-provided housing when rentals are not available.
2) Money for repairs to primary residence not covered by insurance
3) Money for a home destroyed not covered by insurance
4) Money or assistance for the construction of a home in the area where the damage occurred or in a remote location
FEMA Housing Needs Assistance is available if:
1) The applicant is unable to live in or cannot get to his/her home
2) The home requires repair b/c of damage from the disaster
3) The applicant or someone living with the applicant is a U.S. citizen, a non-citizen national or qualified alien.
FEMA DOES NOT cover losses to secondary/vacation homes.
FEMA disaster assistance includes the following for Non-Housing needs:
1) Disaster-related medical and dental costs
2) Disaster-related funeral/burial costs
3) Clothing, household items, etc
4) Fuels for primary heating sources (heating oil, gas, etc)
5) Clean up items (vacuums, etc)
6) Disaster damaged vehicle
7) Moving and storage expenses
8) Other expenses approved by FEMA or authorized by law
Contact FEMA by calling 800-621-FEMA (3362) or online at www.DisasterAssistance.gov